These Terms and Conditions (the “Terms”) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“You”) and Total Benefits Specialists Limited (“the Company”/’we”/”our”), concerning your access to and use of our Application (“App”).
You acknowledge that by accessing the App, you have read, understood and agree to the following Terms. If you do not agree with all these terms, then you are expressly prohibited from using the app and you must discontinue use immediately.
The Company may make changes to these Terms from time to time. If the Company makes changes, we will post the amended Terms within the App and update the “Last update” date above. The Company may also attempt to notify you by sending an email notification to the address associated with your account or providing notice via the App. Unless, otherwise stated in our notice, the amended Terms will be effective immediately and your continued access to and use of the App after notice, will confirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop accessing and using the App.
The App is intended for users who are at least 18 years of age. Persons under the age of 18 years are not permitted to register for the App.
INTELLECTUAL PROPERTY RIGHTS
Unless otherwise indicated, the App is our proprietary property and all source code, databases, functionality, software, app design, video, audio, text, photographs, graphs and graphics on the App (collectively referred to as the “Content”) and the trademarks, service marks and logos contained therein (collectively referred to as the “Marks”) are owned or controlled by the Company or licensed to us, and are protected by copyright and other associated laws of Trinidad and Tobago.
Except as expressly provided in these Terms, no part of the App and no Content or Mark may be downloaded, copied, reproduced, transmitted, stored, sold, distributed or licensed or otherwise exploited without the prior written consent of the Company.
LICENSE TO USE
Subject to your agreement to and compliance with these Terms, The Company grants to you a non-exclusive, non-transferable, non-sharable, revocable, limited license to access and use the App and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.
By using the App, you represent and warrant that: (1) all registration information you submit will be true, accurate, current and complete; (2) you have the legal capacity and you agree to comply with these Terms; (3) you are not under the age of 18 years; (4) you will not access the App through automated or non-human means; (5) you will not use the App for any illegal or unauthorized purpose; (6) your use of the App will not violate any applicable law or regulation.
You may be required to register with the App. You agree to keep your password confidential and will be responsible for all use of your account and password. The Company reserves the right to remove, reclaim or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.
You agree to use the App in accordance with these Terms and applicable laws and regulations.
As a user of the App, you agree not to (1) systematically retrieve data or other content from the App to create, compile, directly or indirectly, a collection, compilation, database or directory without written permission from the Company; (2) impersonate another person, user or attempt to use another User’s account or log into an account which you are not authorized to access (3) use the App to advertise or offer to sell goods or services; (4) trick, defraud, or mislead the Company and other users, especially in an attempt to learn sensitive account and financial information; (5) engage in unauthorized framing of or linking to the App; (6) interfere with , disrupt, or create an undue burden on the App or the networks or services connected to the App (7) use the app as part of any effort to compete with the Company or otherwise use the App and/or the Content for any revenue generating endeavor or commercial enterprise; or (8) upload or transmit (or attempt to upload or transmit) viruses, trojan horses or other material that interferes with any party’s uninterrupted use and enjoyment of the App, or modifies, impairs, disrupts, alters or interferes with the use, features, functions, operations or maintenance of the App.
If you are in breach of any of these Terms, the Company reserves the right, in our sole discretion to terminate your right to access or use the App. The Company is not responsible for any loss, damage or harm related to your inability to access or use the App based on such termination.
These Terms and your use of the App are governed by and construed in accordance with the laws of Trinidad and Tobago.